Before we start we need to ask a few questions...

You must give full and true answers to all questions. If you do not do so, your insurance may not cover you in the event of a claim. If you answer yes to any of the questions below, please provide full details of all circumstances on an additional piece of paper. All additional information must be signed and dated by each person to whom the information relates.

Has any insurer ever cancelled, declined or refused to renew any insurance, or accepted the risk at special terms?
Yes No
Have you had any claims, or incidents which may give rise to a claim under this business or any other business?
Yes No
Have you ever been convicted of or charged (but not yet tried) with a criminal offence other than motoring?
Yes No
Have you or any one engaged in the business ever been declared bankrupt or insolvent or become the subject of any bankruptcy or insolvency proceedings?
Yes No
Do you retail products either propriety or under your own label? If yes is your annual turnover in respect of products sold over £30,000
Yes No
Do you run a school?
Yes No

Feedback from ABT Clients

  • ABT have been great, I had a claim a few weeks ago and to be honest, the service was fantastic.
    The claim has come to nothing – but the help and support was amazing

  • I saved over £30 a year with ABT and did it all on line which saved me an age!

  • ABT have been absolutely superb.
    Aside from the pricing being jaw-droppingly low compared to everyone else - the actual cover itself was more comprehensive and the free access to Beauty UK and Guild News magazine was just the icing on the cake!
    Fortunately I haven't had to make any claims but, if the first part of the journey is anything to go by, I'd expect it to be as efficient.

Membership Benefits

  • £5Million
    Public Liability Insurance

  • £5Million
    Product Liability Insurance

  • £5Million
    Treatment Risk Insurance

  • £5Million
    Professional Indemnity Insurance

All Packages Include...

  • Guild News Worth £30
    Annual Subscription (full
    membership with insurance only)
  • Scratch Worth £34
    Annual Subscription (nails,
    tanning & makeup membership
    with insurance only)
  • Beauty Index Worth £30
    Industry Supplier &
    training guide
  • CPD Courses Worth £30
    Subsidised Regional
    CPD Courses
  • Worldwide Cover
    Excluding USA and Canada
  • Starter Pack
    Including Enamel Badge
    Window Stickers,Treatment
    Qualification Certificates
  • Free ABT Website Listing Worth £120

Optional Extras

  • > Advanced Skin Peeling
  • > Ear Piercing - Cartilaginous
  • > Advanced Electrolysis
  • > Basic Micropigmentation
  • > Laser/Intense Pulsed Light Hair Removal
  • > Laser/Intense Pulsed Light Skin Rejuvenation
  • > Sunbeds (Maximum of 4 - No Tanning Salons)
  • > Teaching
  • > Mobile/Small Salon (Contents/Equipment)
  • > Large Salon Package

Treatment List

  • > Acupressure
  • > Alexander Technique
  • > Alkaline Skin Wash
  • > Aromatherapy and Blending Essential Oils for Retail
  • > Alpha Hydroxy Acids Glycolic Acids less than 10% Unbuffered or less than 30% Buffered Ayurvedic Facials and Body Massage
  •  
  • > Baby Massage Instruction
  • > Barbering, Shaving and Face Massage
  • > Bleaching
  • > Blend Epilation
  • > Body Electrotherapy
  • > Body Massage
  • > Body Warming
  • > Body Wraps
  • > Bowen Technique
  • > Bust Treatments
  •  
  • > CACI Futuretec Cleansing
  • > Cleansing
  • > Colour Therapy
  • > Cranial-Sacral Therapy
  • > Crystal Therapy
  •  
  • > Depilatory Creams
  •  
  • > Ear Piercing - Lobe Only
  • > Electrical Epilation - Diathermy, Galvanic and Blend
  • > Electrical Epilation Probe / Tweezer
  • > Electrical Slimming Toning Treatments
  • > Electrical Treatment for Skin Improvement
  • > Enlighten
  • > Epil Pro
  • > Esterified Aromatherapy and Blending
  • > Essential Oils for Retail Ayurvedic Facials and Body Massage
  • > Exercise
  • > Exfoliation Techniques Facial
  • > Eye Treatments - Shaping, Tinting, Perming, Eyelash Perming
  •  
  • > Face and Body Painting
  • > Face Masks
  • > Facial Electrotherapy
  • > Facial Massage
  • > Facial Scrub
  • > False Eyelashes
  • > Faradic Muscle Toning
  • > Flower Remedies
  • > Foot Printing
  • > Free Sound Wave
  • > Fruit Acids
  •  
  • > Galvanic Facial
  • > Galvanic Cellulite Treatment
  • > Group Exercise
  •  
  • > Hair Shampooing, Cutting, Styling,Drying, Colouring, Permanent Waving and Hair Extensions only
  • > Hopi Ear Candles
  • > Hydrotherapy
  •  
  • > Indian Head Massage
  • > Individual Exercise
  • > Infra Red


  • > Kinesiology
  •  
  • > Light Therapy
  • > Lymphatic Drainage - Face and Body
  •  
  • > Make-up
  • > Manicure
  • > Manual Exfoliation
  • > Manual Lymphatic Drainage
  • > Manual Treatments for Cellulite
  • > Manual Treatments for Skin Improvement
  • > Manual Treatments for Stretch Marks
  • > Massage
  • > Mechanical Massage
  • > Mendhi/Henna/Body Art
  • > Metamorphic Technique
  • > Microcurrent (body)
  • > Microcurrent (face)
  • > Microdermabrasion
  • > Micro Epidermal Skin Abrasion
  •  
  • > Nail Art
  • > Nail Extensions
  • > Nora Bode Oxyjet
  • > Nutrition and Diet Advice given in connection with a Treatment
  •  
  • > Oxygen Facials - excluding direct inhalation
  •  
  • > Paraffin Wax Treatments
  • > Pedicure Crystal Clear: Earth Oxygen
  •  
  • > Reflexology
  • > Reiki
  • > Remedial Camouflage
  •  
  • > Sauna
  • > Self-Tanning Treatments
  • > Shiatsu
  • > Skin Peeling - basic Alpha/Beta hydroxy
  • > Sound Wave Slimming and Toning
  • > Spa Treatments
  • > Sports Massage
  • > Spray on Tanning
  • > Stone Therapy
  • > Steaming
  • > Steam Cabinets Room
  • > Stress Massage and Management
  • > Sugaring - Strip and Paste
  • > Sunbed - maximum 1 (in excess of one: additional premium to pay based on number of units)
  • > Swedish Body Massage
  • > Student Case Studies under
  • supervision and as described in the policy - Students to be named and a certificate will be issued
  •  
  • > Tai Chi
  • > Thai Massage (Acupressure)
  • > Threading
  • > Tuina
  • > Toning Tables
  • > Tooth Decoration
  • > Tweezer Epilation
  •  
  • > Ultrasound on Face and Body
  •  
  • > Watsu
  • > Waxing - Hot and Warm

Membership Benefits

  • £5Million
    Public Liability Insurance

  • £5Million
    Product Liability Insurance

  • £5Million
    Treatment Risk Insurance

  • £5Million
    Professional Indemnity Insurance

All Packages Include...

  • Guild News Worth £30
    Annual Subscription (full
    membership with insurance only)
  • Scratch Worth £34
    Annual Subscription (nails,
    tanning & makeup membership
    with insurance only)
  • Beauty Index Worth £30
    Industry Supplier &
    training guide
  • CPD Courses Worth £30
    Subsidised Regional
    CPD Courses
  • Worldwide Cover
    Excluding USA and Canada
  • Starter Pack
    Including Enamel Badge
    Window Stickers,Treatment
    Qualification Certificates
  • Free ABT Website Listing Worth £120

Treatment List

  • > Acupressure
  • > Alexander Technique
  • > Allergy Testing
  • > Angel Therapy
  • > Anger Management
  • > Aromatherapy
  • > Aromatherapy and Blending Essential Oils for retail
  • > Aura-Soma
  • > Autogenic Therapy
  • > Assemblage Point Shifting
  • > Ayurvedic Facials and Body Massage
  • > Baby Massage Instruction
  • > Bach Remedies
  • > Bates Vision
  • > Bi Aura
  • > Bio Energy Therapy
  • > Bio Kinetics
  • > Bio Magnetic Therapy
  • > Bionetics
  • > Body Massage
  • > Bowen Technique
  • > Buteyko
  • > Breathing Therapy/Breathing Massage
  • > Celloid Mineral Therapy
  • > Chi Kung
  • > Cognitive Therapy
  • > Colour Therapy
  • > Cranio Sacral Therapy
  • > Creative Writing
  • > Crystal Therapy
  • > Dowsing for Stress Release
  • > Educational Kinesiology
  • > Electro Acupressure
  • > Electro Crystal Therapy/Electro Gem Therapy
  • > Emotional Freedom Technique
  • > EmoTrance (if qualified in Reiki or Healing)
  • > Em Power Therapy
  • > Energy Balancing
  • > Energy Field Therapy
  • > Energy Interferance Patterning
  • > Enneagram
  • > Exercise
  • > Facial Massage
  • > Feldenkrais Method
  • > Foot Printing
  • > Group Exercise
  • > Herbalism
  • > Holistic Returning
  • > Holographic Re-Patterning
  • > Homoeopathy


  • > Hopi Ear Candles
  • > Hot/Thermal Stone Massage
  • > Human Givens
  • > Hydrotherm Massage
  • > Hypnotherapy
  • > Indian Head Massage
  • > Individual Exercise
  • > Kairos
  • > Kinesiology
  • > Kinetic Energy
  • > Kirlian/Bio Electrographic
  • > Light Therapy
  • > Light Touch Therapy
  • > Life Coaching (Excluding Corporate)
  • > Manual Lymph Drainage Category 1 &2
  • > Massage (including deep tissue)
  • > Mechanical Massage
  • > Meditation & Psychic Awareness (no
  • > more than 20% of income)
  • > Metamorphic Technique
  • > Naturopathy
  • > Neuro Linguistic Programming (Not on its own)
  • > Nutrition Therapy
  • > On Site Massage
  • > Phytobiophysics
  • > Pilates (Mat Work)
  • > Polarity Therapy
  • > Post-graduate Massage
  • > Provocative Therapy
  • > Radionics (excluding crops, bldg, soil etc.)
  • > Reflexology
  • > Reichan Therapy
  • > Reiki
  • > Relaxation Therapy
  • > Remedial Therapy
  • > Rolfing
  • > Shamanism (Not on its own)
  • > Shen Therapy
  • > Shiatsu
  • > Sound Healing
  • > Spiritual Psycotherapy
  • > Sports Massage
  • > Stress Management
  • > Tai Chi (Non Combat)
  • > Touch for Health
  • > Traditional Chinese Medicine
  • > Vitamin & Mineral Therapy
  • > Vortex Healing
  • > Yoga
  • > Zero Balancing

Membership Benefits

  • £5Million
    Public Liability Insurance

  • £5Million
    Product Liability Insurance

  • £5Million
    Treatment Risk Insurance

  • £5Million
    Professional Indemnity Insurance

All Packages Include...

  • Guild News Worth £30
    Annual Subscription (full
    membership with insurance only)
  • Scratch Worth £34
    Annual Subscription (nails,
    tanning & makeup membership
    with insurance only)
  • Beauty Index Worth £30
    Industry Supplier &
    training guide
  • CPD Courses Worth £30
    Subsidised Regional
    CPD Courses
  • Worldwide Cover
    Excluding USA and Canada
  • Starter Pack
    Including Enamel Badge
    Window Stickers,Treatment
    Qualification Certificates
  • Free ABT Website Listing Worth £120

Treatment List

  • > Manicure
  • > Pedicure
  • > Nail Extensions
  • > Nail Art
  • > Semi Permanent Eyelashes
  • > Day Makeup
  • > Evening Makeup
  • > Media Makeup
  • > Fashion Makeup
  • > Application of Tanning Products

Membership Benefits

  • £5Million
    Public Liability Insurance

  • £5Million
    Product Liability Insurance

  • £5Million
    Treatment Risk Insurance

  • £5Million
    Professional Indemnity Insurance

All Packages Include...

  • Guild News Worth £30
    Annual Subscription (full
    membership with insurance only)
  • Scratch Worth £34
    Annual Subscription (nails,
    tanning & makeup membership
    with insurance only)
  • Beauty Index Worth £30
    Industry Supplier &
    training guide
  • CPD Courses Worth £30
    Subsidised Regional
    CPD Courses
  • Worldwide Cover
    Excluding USA and Canada
  • Starter Pack
    Including Enamel Badge
    Window Stickers,Treatment
    Qualification Certificates
  • Free ABT Website Listing Worth £120

Treatment List

  • > Hair Shampooing
  • > Cutting
  • > Styling
  • > Drying
  • > Colouring
  • > Permanent Waving
  • > Hair Extensions

Student Cover Limitation

*Student Cover: for students case study work, or for other work prior to qualification being obtained, relies on the following for cover to operate:

  • 1.You must be deemed competent to practice by your school and must not practise outside the scope of what you have been taught. Regular supervision and/or ongoing case consultation/review for such case studies must be in place.
  • 2.Students are to declare to clients/patients in advance that they are not fully qualified.
  • 3.You may charge a fee provided this is a modest amount and evidently lower than an experienced and qualified therapist would normally charge.

Membership Benefits

  • £5Million
    Public Liability Insurance

  • £5Million
    Product Liability Insurance

  • £5Million
    Treatment Risk Insurance

  • £5Million
    Professional Indemnity Insurance

All Packages Include...

  • Guild News Worth £30
    Annual Subscription (full
    membership with insurance only)
  • Scratch Worth £34
    Annual Subscription (nails,
    tanning & makeup membership
    with insurance only)
  • Beauty Index Worth £30
    Industry Supplier &
    training guide
  • CPD Courses Worth £30
    Subsidised Regional
    CPD Courses
  • Worldwide Cover
    Excluding USA and Canada
  • Starter Pack
    Including Enamel Badge
    Window Stickers,Treatment
    Qualification Certificates
  • Free ABT Website Listing Worth £120

Treatment List

  • > Acupressure
  • > Alexander Technique
  • > Alkaline Skin Wash
  • > Aromatherapy and Blending Essential Oils for Retail
  • > Alpha Hydroxy Acids Glycolic Acids less than 10% Unbuffered or less than 30% Buffered Ayurvedic Facials and Body Massage
  •  
  • > Baby Massage Instruction
  • > Barbering, Shaving and Face Massage
  • > Bleaching
  • > Blend Epilation
  • > Body Electrotherapy
  • > Body Massage
  • > Body Warming
  • > Body Wraps
  • > Bowen Technique
  • > Bust Treatments
  •  
  • > CACI Futuretec Cleansing
  • > Cleansing
  • > Colour Therapy
  • > Cranial-Sacral Therapy
  • > Crystal Therapy
  •  
  • > Depilatory Creams
  •  
  • > Ear Piercing - Lobe Only
  • > Electrical Epilation - Diathermy, Galvanic and Blend
  • > Electrical Epilation Probe / Tweezer
  • > Electrical Slimming Toning Treatments
  • > Electrical Treatment for Skin Improvement
  • > Enlighten
  • > Epil Pro
  • > Esterified Aromatherapy and Blending
  • > Essential Oils for Retail Ayurvedic Facials and Body Massage
  • > Exercise
  • > Exfoliation Techniques Facial
  • > Eye Treatments - Shaping, Tinting, Perming, Eyelash Perming
  •  
  • > Face and Body Painting
  • > Face Masks
  • > Facial Electrotherapy
  • > Facial Massage
  • > Facial Scrub
  • > False Eyelashes
  • > Faradic Muscle Toning
  • > Flower Remedies
  • > Foot Printing
  • > Free Sound Wave
  • > Fruit Acids
  •  
  • > Galvanic Facial
  • > Galvanic Cellulite Treatment
  • > Group Exercise
  •  
  • > Hair Shampooing, Cutting, Styling,Drying, Colouring, Permanent Waving and Hair Extensions only
  • > Hopi Ear Candles
  • > Hydrotherapy
  •  
  • > Indian Head Massage
  • > Individual Exercise
  • > Infra Red


  • > Kinesiology
  •  
  • > Light Therapy
  • > Lymphatic Drainage - Face and Body
  •  
  • > Make-up
  • > Manicure
  • > Manual Exfoliation
  • > Manual Lymphatic Drainage
  • > Manual Treatments for Cellulite
  • > Manual Treatments for Skin Improvement
  • > Manual Treatments for Stretch Marks
  • > Massage
  • > Mechanical Massage
  • > Mendhi/Henna/Body Art
  • > Metamorphic Technique
  • > Microcurrent (body)
  • > Microcurrent (face)
  • > Microdermabrasion
  • > Micro Epidermal Skin Abrasion
  •  
  • > Nail Art
  • > Nail Extensions
  • > Nora Bode Oxyjet
  • > Nutrition and Diet Advice given in connection with a Treatment
  •  
  • > Oxygen Facials - excluding direct inhalation
  •  
  • > Paraffin Wax Treatments
  • > Pedicure Crystal Clear: Earth Oxygen
  •  
  • > Reflexology
  • > Reiki
  • > Remedial Camouflage
  •  
  • > Sauna
  • > Self-Tanning Treatments
  • > Shiatsu
  • > Skin Peeling - basic Alpha/Beta hydroxy
  • > Sound Wave Slimming and Toning
  • > Spa Treatments
  • > Sports Massage
  • > Spray on Tanning
  • > Stone Therapy
  • > Steaming
  • > Steam Cabinets Room
  • > Stress Massage and Management
  • > Sugaring - Strip and Paste
  • > Sunbed - maximum 1 (in excess of one: additional premium to pay based on number of units)
  • > Swedish Body Massage
  • > Student Case Studies under
  • supervision and as described in the policy - Students to be named and a certificate will be issued
  •  
  • > Tai Chi
  • > Thai Massage (Acupressure)
  • > Threading
  • > Tuina
  • > Toning Tables
  • > Tooth Decoration
  • > Tweezer Epilation
  •  
  • > Ultrasound on Face and Body
  •  
  • > Watsu
  • > Waxing - Hot and Warm

With over 30 years Beauty Market experience Associated Beauty Therapists (ABT) offers one of the most comprehensive insurance and membership packages available today. Over 5000 professional therapists, students and salon owners choose ABT for its Internationally recognised packages offered at the lowest prices possible without compromise.

As a matter of fact, ABT not only brings you insurance and membership packages but also Guild News or Scratch, Beauty UK at the NEC, (others ???) Discount Voucher booklets, Wall Planners, competitions, exclusive and extensive editorial coverage and a great deal more. Please call the ABT team if you need any information 0845 017 50 90.